I have lost 4 stone & have a little excess skin but its wrinkly more than anything else... a little at the top of my thights, my belly apron & top of my arms. However, compared to the layers of fat I had before, its nothing!
The best way to think of it is that most people don't see you without clothes on. I am sad that I won't be able to wear little sleeveless or strap tops - but I haven't worn them for the last 10 years, so its not really going to make a massive difference.
Like Gail Michelle, I am "chunky" in a swimsuit - but compared to before, the confidence is amazing...
I think we all worry about it, & its sadly a bi-product of surgery, but the benefits compared to the "before" life make me feel alot better...