Holiday Insurance

[molly68]

Hi All,

Going away next wednesday and need to sort my hol insurance, Apparently we have to declare our bands.

Who have you used and how much extra did you pay, any suggestions more than welcome.

Thanks x

 

[wildthing]

Ooop I've been away twice since my band and didn't declare it, didn't know you had to!!!

 

[molly68]

I emailed morethan and they said I would have to declare it. Pain in the bum!

 

[shelbell]

Every insurance policy I've had will have a list of basic health questions which you have to answer 'no' to before they will give you insurance, any 'yes' need to be disclosed and will affect the price. A very common question is 'have you had surgery in the last 12 months' and/or 'have you been admitted to hospital in the last 12 months', and this time scale can be anything from 6 months to 3 years.

It might be worth contacting an insurance broker and getting quotes that way as they will know the best people to go to when there is a medical issue involved.

Sent from my iPhone using Forum Runner

 

[LBD]

I have free travel insurance through my bank account but I had to pay an additional £46 for the year to cover my band.

I did shop around and the prices were generally around £70-£80 for the year or £20-£30 per two week European trip.

Even though we have WLS we are still classed as obese and are high risk. I was a bit annoyed really as I tried to explain to them that having had my band I was a much lower risk of obesity related illnesses and was now a normal weight. Unfortunately it makes no difference to the travel insurance companies - we are still obese!

 

[molly68]

For the record, I paid about £20 more than usual. Not very much for peace of mind. I had no problems though either on the plane or whilst away.

 

[magicbeans]

thanks. useful thread